North Las Vegas Third-Party Claims Lawyer

Injured on the job in North Las Vegas, NV? Contact the top North Las Vegas third-party claims lawyer to seek justice and compensation.

Workers’ compensation covers medical care and part of your lost wages after a workplace injury, but it does not pay for pain and suffering or the full income you lose while you recover. If someone other than your employer helped cause your injury, you may have a separate third-party claim for those losses. In North Las Vegas, where warehouses, distribution centers, and construction sites keep thousands of people working near heavy equipment and busy loading docks, these injuries often involve outside parties such as equipment manufacturers, subcontractors, property owners, or negligent drivers hitting workers on the road.

At Ladah Injury & Car Accident Lawyers Las Vegas, our third-party claims lawyers look beyond the workers’ compensation system to find everyone responsible for your injury. We investigate defective machinery, unsafe job sites, and the actions of contractors and drivers, and we work with experts to show how their negligence caused your harm. We also coordinate your third-party claim with your workers’ compensation benefits, including any repayment the workers’ comp insurer may seek from your recovery, so you keep as much of your compensation as possible.

Get a free consultation and discover how our third-party claims attorneys in North Las Vegas can help you seek the compensation and justice you deserve.

What Is a Third-Party Claim in Nevada?

A third-party claim is a demand for compensation filed against the negligent party’s insurance company, not your own. Nevada is an at-fault state, meaning the driver or party who caused your injuries is legally responsible for paying your damages.

This differs from a first-party claim, where you seek benefits through your own policy, such as Uninsured Motorist (UM) or Medical Payments (MedPay) coverage. Third-party claims are the primary legal tool for passengers, pedestrians, cyclists, and non-at-fault drivers throughout North Las Vegas to hold negligent parties accountable.

Who Can You Sue in a Third-Party Claim?

The at-fault driver is where the investigation begins, but rarely where it ends. We examine every relationship and every policy to find every party that shares legal responsibility.

Depending on the facts of your case, liable parties may include:

• The at-fault driver: Their personal auto liability policy is the first and most common source of recovery.
• The driver’s employer: If they were performing work duties at the time of the crash, the company may share responsibility under vicarious liability.
• The vehicle owner: Allowing an unqualified or impaired person to operate a vehicle creates independent liability.
• Commercial carriers: Trucking companies, delivery fleets, and rideshare operators in North Las Vegas often carry high-limit commercial policies.
• Government entities: The City of North Las Vegas or the Nevada Department of Transportation may be responsible when a road defect, broken signal, or dangerous design contributed to the crash.
• Product manufacturers: If a defective tire, brake component, or airbag played a role, the manufacturer becomes a defendant.

Pursuing every available source of recovery, not just the primary policy, is how we pursue the full value of your case.

In one case we handled, a client was hit by an SUV at high speed in a three-car pileup on the freeway. Her car was totaled and she needed shoulder surgery that alone cost about $120,000, more than the other driver’s $100,000 policy could cover. Because she carried a $250,000 uninsured motorist policy, that coverage stacked on top of the other driver’s limits, and she was able to collect a total of $350,000 for her medical bills and pain and suffering.

How Third-Party Claims Work in North Las Vegas

The at-fault driver’s insurer builds a defense against you within hours of a North Las Vegas car accident. Here is how we fight back.

Step 1: Get Medical Care and Report the Crash

See a doctor the same day, even when symptoms feel manageable. Insurers treat any gap in care as evidence that your injuries were not serious, or were caused by something other than the accident. File a report with the North Las Vegas Police Department or Nevada Highway Patrol to create an official record.

Step 2: Preserve and Collect Evidence

Surveillance cameras along Craig Road, Losee Road, and other North Las Vegas corridors are often subject to routine overwriting, so we move immediately to request that video, secure scene photographs, and lock in witness contacts before that window closes.

Step 3: Decline the Opposing Insurer’s Recorded Statement

The other driver’s adjuster may contact you to request a recorded statement. That call is not a courtesy. It is a strategy designed to get you on record saying something that shifts blame onto you or undermines your injuries. You are not legally required to provide one.

Step 4: Let Us Take Over Communication

Once you hire us, we handle every interaction with the insurance company. We build the demand package, coordinate your medical documentation, and negotiate from a position of documented strength. Call (702) 252-0055 for a free case review today.

“Insurance companies pretend to be your friend. But they’re only trying to set you up to fail.” – Adrian Karimi

Do You Have a Third-Party Claim if You Were a Passenger?

Passengers have some of the strongest third-party claims available. You were almost certainly not at fault, which means you can file against every liable driver involved, including the driver of the car you were riding in.

Many clients hesitate when a friend or family member is the at-fault driver. You are filing against their liability insurance, not their personal bank account, and that is exactly what that coverage exists to pay.

Can You File a Third-Party Claim After a Work Injury?

Nevada workers’ compensation is generally the exclusive remedy against your own employer under NRS 616A.020. But if someone outside your employment caused your injury, you have the right to file a separate civil lawsuit against them and pursue both recoveries at the same time. Your workers’ comp insurer will usually have a lien on the third-party recovery under NRS 616C.215, and we negotiate that lien as part of the case.

• Example: A warehouse worker in North Las Vegas is struck by a negligent subcontractor’s vehicle on the job. They collect workers’ comp from their employer and file a third-party claim against the subcontractor for pain and suffering.

Workers’ comp does not compensate for physical pain or emotional suffering, but a successful third-party claim does. Many clients do not realize both paths are available simultaneously.

One pattern we consistently see in North Las Vegas work injury cases is a delivery driver or warehouse worker near the Apex and Losee Road industrial areas hurt by a vehicle or equipment owned by another company. What we see across these cases is that the injured worker assumes workers’ comp is the only option, when the outside company’s liability policy is often where the pain and suffering recovery comes from.

Who Pays Your Medical Bills Before Settlement?

Medical bills arrive long before a settlement check does. We help clients close that gap so care is never delayed for financial reasons. While your case is pending, treatment may be covered by:

• Your personal health insurance, with reimbursement addressed through the settlement process
• MedPay coverage on your own auto policy, which pays regardless of fault
• Letters of protection (LOP), written agreements we arrange with treating providers to defer billing until the case resolves

We coordinate LOP arrangements with orthopedic, neurological, and pain management specialists so your care is not limited by what you can afford today.

“It’s a sword in the shield that the insurance company does. They try to delay and prevent people from going to see doctors, and then use it against them when they don’t.” – Adrian Karimi

How Comparative Negligence Affects Your Recovery in Nevada

Nevada follows a modified comparative negligence rule. You can still recover as long as your share of fault is 50% or less, but your total award is reduced by your percentage of responsibility.

If you are found 51% or more at fault, you recover nothing. Insurers push fault percentages higher deliberately to cut what they owe. We respond with accident reconstruction experts and medical documentation that nails down the accurate number.

In another case, a driver reversed quickly out of a parking space without making sure it was safe and hit our client hard. The insurance company assigned our client 20% of the fault without fully explaining why. Whatever percentage an insurer assigns is the discount it takes on what it pays, which is why we challenge those numbers with evidence instead of accepting them.

What Damages Can You Recover in a Third-Party Case?

A fully litigated third-party claim covers far more than emergency room bills and car repairs. Your recovery can include:

• All past and future medical expenses, including surgeries, therapy, and long-term specialist care
• Lost wages and diminished earning capacity
• Physical pain, emotional distress, and loss of enjoyment of life
• Vehicle and property damage
• Loss of consortium for your spouse or domestic partner
• Punitive damages where extreme conduct is established, such as a DUI crash

Where a death occurred, we can also file a wrongful death claim on your family’s behalf. Our $70.6 million wrongful death judgment reflects what is possible when a case is built completely and fought without compromise.

“With these big old companies you have to deal with when you have a car accident, it’s kind of impossible for a regular, normal person. So you need a lawyer – that’s Ramzy Ladah. We won and we got a lot of money and I’m so happy about it.” – Dina Martinez

How Long Do You Have to File a Third-Party Claim in Nevada?

Nevada gives most personal injury claimants two years from the date of injury to file. For wrongful death, that window opens on the date of passing.

Claims against government entities, such as the City of North Las Vegas, Clark County, or a state agency, require a formal written notice of claim under NRS 41.036 within the same two-year window, and damages are capped at $200,000 per claimant under NRS 41.035. If a government vehicle or road condition contributed to your accident, call us immediately. Missing a deadline ends your right to recover, regardless of how strong your case is.

What Evidence Wins Third-Party Cases?

We know what the opposing insurer is looking for in your file and exactly what forces them to move. We build every case to withstand that scrutiny, gathering:

• Police reports and 911 call audio
• Electronic data recorder (EDR) data from the vehicles involved
• Commercial driver logs and fleet maintenance records
• Cell phone records to document distracted driving
• Expert accident reconstruction testimony
• Treating physician documentation covering diagnosis, treatment, and long-term prognosis

Will Your Case Go to Trial?

Most third-party cases settle before a jury is seated. But the size of your settlement depends almost entirely on whether the insurer believes you are willing to take the case all the way to a verdict.

Insurance companies track which firms try cases and which ones fold early. Our firm has taken major vehicle accident cases to verdict, including a $15 million reckless-driving jury verdict in May 2025. When your case is with us, the other side already knows the answer.

The preparation we put into every file, including complete medical narratives, reconstruction reports, and airtight evidence chains, changes the insurer’s calculation before a courtroom is ever involved. That preparation is what produces settlements at full value.

“We prefer filing suit, because then we are in the driver’s seat… we can start finding out what the companies are doing or hiding.” – Adrian Karimi

Why Hire Ladah Injury & Car Accident Lawyers Las Vegas?

You get one opportunity to recover everything you are owed. You need a firm that has operated inside the insurance system and knows exactly how to break through it.

Our Insurance-Insider Advantage

Ramzy Ladah began his career at one of Nevada’s largest insurance defense firms, building cases for the same insurers our clients now face. He knows how reserves are set, which arguments move decision-makers, and where coverage strategies are most vulnerable. He is also one of a small number of attorneys statewide certified as a personal injury specialist by the Nevada State Bar.

Our Results

We have recovered over $400 million for injured Nevadans. Our record includes an $11 million head injury settlement and a $70.6 million wrongful death judgment. Other personal injury attorneys across the state regularly refer their most complex, high-stakes cases to our firm because they know where those cases belong.

No Fee Until We Win

Every case is taken on strict contingency. You pay nothing upfront, and we collect a fee only when we win. You will also have your attorney’s direct cell phone number and 24/7 access to our team from the day you hire us through the day your case closes.

“Ramzy took over and he and his staff did just a wonderful job. They got me more money than I thought that I would get. Everything was efficient. They kept me up to date on all the steps that we went through. And, I was just very pleased and would recommend them to anyone else.” – Gloria Evans

Frequently Asked Questions

Can You File a Third-Party Claim Against the City of North Las Vegas?

Yes. Nevada caps damages on government claims at $200,000 per claimant and requires a formal notice of claim under NRS 41.036 within the two-year statute of limitations, so contact us immediately if a government vehicle or road hazard was involved.

Can You Recover Compensation if the At-Fault Driver Was Uninsured?

Yes. If the at-fault driver had no insurance or insufficient coverage, we pursue your own UM/UIM benefits and investigate whether an employer, vehicle owner, or other liable party carries additional coverage that can be accessed.

Do Out-of-State Visitors Have Third-Party Rights in Nevada?

Yes. Nevada law protects anyone injured within state borders regardless of where they live, and we represent out-of-state clients remotely throughout the entire claims process.

How Does a Medical Lien Affect My Net Settlement Payout?

Your health insurer or treating provider may hold a legal right to reimbursement from your settlement, called subrogation, and we negotiate those lien amounts down aggressively so you keep more of what we recover on your behalf.

How Long Does a Third-Party Claim in North Las Vegas Typically Take to Resolve?

Many cases resolve within six to eighteen months. Cases involving catastrophic injuries, multiple defendants, or government entities can take longer, though our trial-ready preparation encourages insurers to negotiate in good faith rather than delay.