Car accidents happen quite frequently. That is not to say that everyone who drives is destined to be a part of car collision, but the chances are likely, especially if you find yourself driving a lot. Many car accidents are not severe in nature, and serious bodily injury or deaths do not occur. Most accidents on the roadways are less intrusive and do not result in major injury or major damage to the vehicle. These types of accidents are known as "fender-benders" and require a different type of follow-up than more complex accidents.
In dealing with less severe car collisions, the drivers and passengers involved in the accident usually are looking to secure financing to fix their automobiles and to take care of any minor injury that resulted from the collision. In most cases, the authorities are not a part of these accidents and the individuals who are a party to the accident will exchange insurance information to start the ball rolling on any damage claims that are made. The insurance company may or may not decide to settle the claim, depending on the facts and circumstances surrounding the car crash.