They pretty similar, to be honest. However, one big difference is that the insurance policies for car accident cases usually have lower limits. For example, Nevada only requires that drivers carry $25,000 per person in bodily injury liability insurance. In many cases, this insurance policy is the upper limit that a person can recover.
Of course, you might also have underinsured motorist insurance, which can significantly increase the amount of compensation available, especially if you have a “stackable” insurance policy.
In other cases, such as personal injuries in a business, the insurance policies should have higher limits. The same is also true with someone’s homeowners’ insurance policy for injuries sustained on someone’s property.