On behalf of Ladah Law Firm, PLLC posted in Taxis on Wednesday November 26, 2014.
Uber landed in Las Vegas last month with all the grace and aplomb of a Mallard duck landing in a pond on the first day of hunting season; and, as they say, if it looks like a duck and quacks like a duck it is probably a duck.
Even though Nevada Taxi Authority claims that Uber is an illegal taxi service and Uber states they aren’t a taxi, Uber still quacks like a taxi when it comes to the bill—and I don’t mean the fare, I mean the bill for your injuries if your driver has an accident.
The Nevada Taxi Authority is concerned that Uber won’t adhere to the strict statutes enacted by the State of Nevada covering taxi drivers. Their fears may be justified since Uber doesn’t adhere to the statutes, it exceeds them; especially in the important area of insurance coverage.
According to Nevada Statute NRS706.305 “The Authority shall adopt regulations requiring all operators of taxicabs subject to its regulation and supervision to maintain a contract of insurance against liability for injury to persons and damage to property for each taxicab.”
The amounts of coverage required by the regulations:
1. Must not exceed a total of:
2. Must not exceed a combined single-limit for bodily injury to one or more persons and for injury to or destruction of property in any one accident, $500,000.
Uber carries double these amounts on their drivers. They claim to have “best-in-class” insurance coverage. In addition to exceeding these requirements, they add a $1 million uninsured/underinsured addendum to their policy. If you don’t think that is critical, consider the plight of the Florida woman hit by a hit-and-run driver while she was in the backseat of a Las Vegas Taxi. The accident sent the driver to the hospital. However, because taxi companies aren’t required to carry uninsured coverage in Nevada they declined to pay for the woman’s injured hand.
According to customer service reports and promises made by Uber on their website, they promise to be more convenient and flexible than taxies, all at a cheaper price. It won’t be perfect because people are involved, but for you the rider, it looks almost too good to be true.
As Las Vegas taxicab accident lawyers, Ladah Law Firm, PLLC will withhold judgment for now. However, on paper, (more importantly on an insurance contract) Uber provides its passengers and Las Vegas drivers more financial protection in an accident. If you were to be injured in an Uber vehicle, your settlement could be larger and more in line with what you need and deserve for your injuries and losses versus a Nevada regulated taxi.
This important piece of information shows that Uber isn’t an insignificant usurper in the Las Vegas taxi market. However, Uber has an incredible uphill battle; it isn’t facing local politics, it needs to overcome the unwieldy behemoth that is the Nevada State Legislature. It appears though that Uber has the legal team to take on the challenge, so it should be interesting.
In the meantime, if Uber wins their legal battles, there is only one thing to say to Las Vegas taxies,