(1) Should I speak with the insurance company after a motor vehicle accident?
(a) Should I speak with the other driver's insurance company after an accident?
No, you should not personally speak with the other driver's insurance company after an accident. Insurance companies usually record conversations with drivers involved in car, truck or motorcycle accidents. The insurance company can and will attempt to construe every word you say against you. Insurance companies hate having to pay for the medical expenses, pain and suffering, lost wages, or any other damages incurred by drivers involved in an accident caused by their insured. Therefore, they will do anything and everything they can to avoid making payment. This includes speaking with the injured driver(s), convincing them that they do not need an attorney, and recording all conversations with them.
(b) Should I speak with my insurance company after an accident?
While most injured victims believe that their own insurance company is on their side, things can drastically change when the at fault driver is uninsured or underinsured. In such cases, the injured victim may need to recover from his or her own insurance company through uninsured motorist coverage or underinsured motorist coverage. In these circumstances your own insurance company can very easily turn against you as their interests actually become adverse to yours.
(2) Should I seek medical treatment immediately after a motor vehicle accident?
Yes, if you are injured in any way whatsoever then you absolutely should seek medical treatment from a medical professional immediately. Any delay in seeking medical treatment could be detrimental to your condition. Likewise, one of the factors insurance adjusters will look at closely when evaluating your case is how long after the accident the claimant/injured victim waited before seeking medical treatment. Therefore, in addition to being dangerous to your health, a delay in seeking medical treatment could also be detrimental to your case.
If you are feeling pain at the scene of a collision, allow emergency medical personnel to transport you to an emergency facility. Taking a ambulance to a Hospital Room could save your life. We will help you deal with the medical bills later and force the at-fault party's insurance company (or your insurance company if you need to recover under UM/UIM) to pay for those bills. For now worry about saving your life and treating your injuries.
(3) What if I can't go to work because of my injuries?
If your injuries are severe enough that they prevent you from working then you should take time off of work. It is important that your medical providers are given enough information about your injuries so that they can fully and properly document those injuries. Once they recognize and document the severity of your injuries, they may recommend that you take time off of work. This recommendation should be documented in order to provide corroborating evidence of your need to take time off of work. Such documentation will be used at trial in order to prove that your lost time from work, and the associated lost wages, were reasonable and necessary.
(4) What differentiates Attorney Ramzy Ladah at Las Vegas Personal Injury, PLLC. From other attorneys and other law firms?
Before starting his own Personal Injury Law Practice, attorney Ramzy Ladah worked for one of the largest insurance defense law firms in the state of Nevada. While there, he learned the ins and outs of the tactics the insurance defense lawyers use to deprive injured victims of their due compensation. This knowledge is highly useful now that attorney Ramzy Ladah is representing injured victims and helping them obtain the compensation they deserve. Attorney Ramzy Ladah knows what his opponents, the insurance defense adjusters and attorneys, are thinking and planning every step of the way.
In his first six months of practice, Attorney Ramzy Ladah settled two wrongful death cases for six figure amounts. In addition to be a highly knowledgeable, experienced and crafty attorney, Ramzy Ladah provides each of his clients with extremely personalized service. Each of his clients have his cell phone number and can call him almost any time to ask questions about their case or to seek additional legal advice. This, and other things, make Attorney Ramzy Ladah stand out among the Personal Injury attorneys in Southern Nevada.
